Digital wallets continue to transform how the world pays
People have used wallets for centuries to carry valuables. Consumers commonly carry wallets to hold important credentials like official identification, Digital wallets, like Alipay, Apple Pay, Mercado Pago and PayPal, have become the world's leading online payment method. In 2025, digital wallets accounted for 56% of global e-commerce and 33% of transaction value at physical points of sale, according to the Global Payments Report 2026 (GPR 2026). The report tracks consumer payment preferences across 42 key markets and its findings were based on an online survey of 63,441 consumers. Consumers and businesses transacted approximately $13.8 trillion through digital wallets across the 42 markets studied in the report, more than the estimated 2025 GDP of all countries in Latin America and Africa combined. A digital wallet is an app or service that stores payment credentials for use when transacting with businesses or making peer-to-peer payments. It can also contain virtual driver licenses, airplane tickets, public transportation passes, event tickets and even virtual car keys.
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People have used wallets for centuries to carry valuables. Consumers commonly carry wallets to hold important credentials like official identification, credit cards, debit cards, rewards cards and cas... [15682 symbols]
